Global Finance Review for Potential Borrowers
Global Finance Review for Potential Borrowers
This review of Global Finance will help you better understand your financial options when it comes to borrowing funds for your business. When you need funds quickly, Global Finance can help fund your business needs.
Global Finance Review – Basic Figures for 2022
Website
Logo
Loan Amount
Maximum 80% of the value of the asset being offered as security.
Loan Term
as little as 7 years
Lender Requirements
- Evidence of business’s financial performance and history such as profit & loss statement and assets and liabilities statement prepared by a chartered accountant.
- Business Sale and Purchase Agreement.
- Copy of the Lease Agreement if business is going to operate out of a commercial premises.
Response Time
24-48 Hours, funding within 4 hours
Easy to Apply
Yes
Minimal Interest Rates
These are generally 3-4% lower depending on your current loan and equity in your property.
Company Story & Credibility?
Since 1999 we’ve had one goal: help Kiwis realise their dreams, without paying more than they need to. Whether you’re buying a home or commercial property, or building your portfolio, our expertise will help you get there faster.
You get more with Global Finance
- More choice and freedom, with loan approvals from multiple lenders if chosen by you.
- Save thousands in interest costs with a clever loan structure
- Better-informed decisions with our jargon-free service
- Hassle-free convenience – we do the legwork for you
- The right insurances, optimised premiums and support at claim time
Born to save – our history
After 23 years spent in senior management with major banking players, Mr Ajay Kumar set out to deliver something better to Kiwis.
He launched Global Finance in 1999 with one vision: to help New Zealanders get ahead. That meant helping get the finance they needed to get buy property and further their business goals, but he also wanted to do more. Using his insider banking knowledge, he set out to support clients to save on their loans, by avoiding unnecessary interest and getting mortgage-free faster. With insurance added to the mix, Global Finance was onto a winning formula.
Since our beginning, we’ve helped some customers become mortgage-free in as little as 7 years rather than the standard 30-year term often offered by banks. We’ve helped over 7000 families to secure over $12 billion in home loans and insurance policies. We have maintained an almost perfect average star rating of 4.9/5 across over 3000 customer reviews
Scale & Size
We have arranged over $12 billion in mortgage & insurance cover since our inception. Every year we cater to about 1,500+ customers for their mortgage or insurance needs so that they can meet their financial goals.
New Zealand’s most awarded mortgage and insurance adviser
We were named ANZ’s Top Mortgage Adviser of the Year 2012-2018, and ASB’s from 2014 to 2016. ANZ recognised us as the Business and Commercial Adviser of Year 2013 and we were rated as the top single mortgage broker in the country by The NZ Mortgage Magazine, 2014 and 2015.
What Finance Options Do Global Finance Offer?
Smarter home loans – Whether you’re building, buying your first home, or adding to your portfolio, you’ll have access to expert mortgage broker advice and disclosed banks and non-bank lenders as per our disclosure statement. That way you can be confident your home loan is best structured to help you achieve your goals.
Debt Consolidation – If you’re paying off credit cards, HPs or store cards, consolidating it under your mortgage could save you thousands of dollars in interest. Plus, with all your debts under one loan, you’ll also remove stress and avoid the risk of payment defaults.
Mortgage Genius Plan – Our award winning Interest Saver Plan has helped thousands of customers pay off their mortgages years earlier. They’ve saved hundreds of thousands of dollars – and you can too. You keep the same low monthly mortgage installments, while paying down the debt faster.
Business Loans/ Commercial Loans – Do you have a business idea, or a plan to grow? We’ll use our expertise to present your case in the best light to secure the finance you need at the best interest rates. It’s about helping you – and your business – get to the next level.
Life & Health Insurance – Protect your assets and your family – without paying too much in premiums. Then, if you ever need to make a claim, we’ll be there to make sure everything goes smoothly – for example, we have a 100% success rate for life insurance claims. Future outcomes cannot be guaranteed.
Global Finance Loan Compatibility
Startup
Bad credit
Sole trader
Established business
Global Finance Review Summary
Name: Global Finance
Summary
Global Finance Limited is one of leading mortgage and insurance broker agency in Auckland, New Zealand. We are a highly respected, trusted and awarded agency. We have been helping kiwi families to reach their dream for 20+ years. Our services: mortgages for first home buyer, mortgage restructuring, mortgage Refinancing, business & commercial loan, construction loans, property investment, debt consolidation, trauma insurance, total & permanent disability insurance, mortgage protection insurance, medical insurance, life insurance, income protection insurance.
Overall
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Credibility - 97%
97%
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Website - 96%
96%
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Compatibility - 96%
96%
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Ease of Registration - 95%
95%
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Client Reviews - 95%
95%
Pros
- High loan approval rates
- Business Loans at home loan rates
- Fast turnaround
- Room to negotiate interest rates
- Secure maximum loan approval
Cons